What is home finance?

Home finance (or a mortgage) is a secured loan provided by a bank or financial institution to help an individual purchase of a home (could be your dream home!), or refinance a residential property or buy-out of existing Home Finance.

MAESTRO assists potential home buyers by:

• Market-Wide Comparison: MAESTRO leverages its relationships with all major banks to compare hundreds of loan products (conventional and Islamic) at a glance. This ensures the buyer sees all available options and secures a rate lower than what they could typically negotiate by going to a single bank.
• Optimal Financial Structuring: MAESTRO thoroughly review the buyer’s unique financial profile (income, liabilities, credit score) and match it with the specific lending criteria of banks. They package the application perfectly, which increases the chance of approval and qualifies the buyer for the bank’s most competitive interest tier.
• Negotiation Power: Due to the volume of business they provide to lenders, the firm can often negotiate preferential terms on the buyer’s behalf, including lower interest rates, reduced processing fees, and better valuation costs, leading to significant overall savings.
• End-to-End Management: MAESTRO handles all the documentation, liaises with the bank’s credit and legal teams, and guides the buyer through the pre-approval, legal formalities, and final disbursement. This streamlined, expert-managed process saves the buyer considerable time, effort, and stress.