What is real estate finance?
Real Estate Finance is used to acquire, develop, and manage real properties—such as Residential Buildings, Commercial Buildings (offices, retail), Industrial Properties (warehouses, factories).
It is the financial backbone of the property sector, covering:
- Acquisition Financing (e.g., mortgages or structured loans to buy existing properties).
- Construction/Development Finance (Building Commercial or Residential projects).
- Refinancing/Equity Release (to leverage the value of an existing asset).
WHY MAESTRO?
MAESTRO assists High Net Worth Individuals (HNWIs) to secure need-based real estate finance at the most competitive price by providing specialized structuring and market access:
- Tailored Structuring and Risk Profiling:
- MAESTRO goes beyond standard loan applications by first conducting a deep dive financial and operational analysis of the borrower and the underlying real estate asset (or project).
- They then design a customized financial structure that perfectly matches the client’s cash flow (e.g., aligning repayment schedules with expected rental income or project completion milestones) and risk profile. This optimization makes the deal more attractive and less risky to lenders.
- Access to a Wide Lender Network:
- Leveraging its extensive network of banks in the UAE, MAESTRO creates a competitive environment among multiple financiers.
- This broad reach generates multiple competitive offers, which is key to driving down the overall cost of borrowing and securing favorable terms.
- Risk Mitigation and Documentation:
- They meticulously prepare all required documentation, including property valuations, legal opinions, and robust financial models that stress-test the investment. This professional presentation speeds up the approval process and instills confidence in lenders.
- By professionally presenting the transaction, MAESTRO helps mitigate perceived risk by the lender, which directly translates into a lower interest rate or competitive price.
